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Core Concepts

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Business Report

Within the API response and UI, the Business Report represents the compiled report generated from the inputs provided in an inquiry.

Key characteristics

  • Represents the business entity being evaluated

  • Generated based on inquiry inputs

  • Contains aggregated data from multiple sources

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Inquiry

An Inquiry represents a client request for Verdata to compile a Business Report. An inquiry can include multiple types of input data (for example: business name, address, identifiers, or other attributes) that help improve the accuracy and completeness of the resulting Business Report.

Key characteristics

  • Initiates the report generation process

  • Accepts multiple input attributes

  • Serves as the parent object for the resulting Business Report

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SourceRecord

A sourceRecord is a summarized business data observation from an individual data source related to the inquiry.

Each sourceRecord contains:

  • Facts

  • Properties

  • A type designation indicating the originating source

Key characteristics

  • Represents data from a specific source

  • Includes structured facts and properties

  • Identifies where the data originated

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Fact

A Fact is a discrete data point retrieved from a source.

Facts are universal and represent concrete, verifiable pieces of information about a business or person: a name, an address, a phone number, an email.

Key characteristics

  • Atomic piece of data

  • Retrieved from external or internal sources

  • May appear in multiple sourceRecords

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Property

A Property is a descriptive attribute associated with a fact within a sourceRecord.

Properties provide additional context or metadata about the fact.

Key characteristics

  • Adds context to facts

  • Exists within a sourceRecord

  • Helps structure and describe data returned from a source

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Score

A Score represents a calculated value generated by Verdata to evaluate or summarize aspects of the Business Report.

Scores may be derived from:

  • Facts

  • sourceRecords

  • Aggregated analysis across multiple data sources

Key characteristics

  • Computed metric

  • Used for evaluation or risk assessment

  • Used to predict likelihood of Business default within 12 months

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